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The Virgin Islands
By far the most popular charter area (and the easiest to sail) is the Virgin Islands. These Islands are more sheltered from the open ocean than other Caribbean areas, they are much closer to each other and there are numerous quiet anchorages. You rarely need to sail more than an hour or two to get from one place to the next, and will quite often stop somewhere for lunch and end up somewhere else for dinner.
If you are a first time Charterer we strongly recommend the Virgins unless you have prior Blue-Water experience. This is unquestionably one of the finest sailing areas in the world and very easy to navigate. There are dozens of quiet anchorages to enjoy, many excellent spots for diving and snorkeling, a variety of shore excursions are possible and you can always find something going on in the evening, it that's your goal.
You can start your bareboat charter in either St. Thomas or Tortola.
The advantage to starting in St Thomas is that flights are less costly, more airlines fly there and you can get direct flights from the USA. You don't go through customs on the way in from the USA, and so you can bring as food and drink with you without worrying about import restrictions. Provisioning on St Thomas is easy and a little less costly than on Tortola. You can visit St John on the way to the British Virgin Islands, where you can still find some relatively uncrowded anchorages.
The advantage to starting in Tortola is that you are in the heart of the prime cruising grounds and, unless you must visit St Thomas or St John, will not need to enter or clear customs, as you will if you start in St Thomas. Your bareboat company will be closer and they'll be able to reach you quite quickly by chase boat, should this be necessary. Provisioning is a little more costly than it is in St Thomas.
You'll either have to take a small commuter flight from San Juan to Tortola, or else fly into St Thomas and take a ferry to Tortola (slightly more than $50 per person, round-trip). The only problem with chartering in Tortola and flying from St Thomas is that you'll probably have to take the 8 am ferry back from Tortola in order to make your afternoon flight home, as there isn't another ferry until noon.
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